Terms and Conditions
Last updated: [Insert Date]
1. Introduction
These Terms and Conditions ("Terms") govern your access to and use of the Japenbay AI website, platform, and any related tools or services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service. This is a general template and should be reviewed and adapted to reflect your specific business operations and applicable legal requirements.
2. Nature of the Service
Japenbay AI provides predictive modelling, backtesting, and risk analytics tools intended to support the research and decision-making processes of day traders and private investors. The Service is provided for informational and analytical purposes only and does not constitute financial, investment, tax, or legal advice. Any outputs, forecasts, scores, or signals generated by the Service are based on historical data and statistical models, and no guarantee is made regarding their accuracy, completeness, or future performance.
3. No Investment Advice
Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any financial instrument. Trading and investing involve substantial risk of loss and are not suitable for every individual. You are solely responsible for evaluating the merits and risks associated with any decision made using information obtained through the Service, and you should consult with a qualified, independent financial advisor before making any investment decisions.
4. Eligibility and Account Registration
To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Japenbay AI reserves the right to suspend or terminate accounts that provide false information or violate these Terms.
5. Subscription Plans and Payment
Certain features of the Service may require payment of subscription fees, as described on our pricing pages at the time of purchase. Fees are billed in advance on a recurring basis unless otherwise stated. You are responsible for all applicable taxes associated with your subscription. Failure to pay applicable fees may result in suspension or termination of access to paid features. Specific billing terms, renewal cycles, and cancellation procedures should be clearly disclosed at the point of purchase.
6. Refunds and Cancellations
Refund eligibility, if any, and cancellation procedures will be described in your subscription agreement or on the relevant pricing page. You may generally cancel your subscription at any time, with cancellation taking effect at the end of the current billing period unless otherwise specified. This section should be adapted to reflect your actual refund policy.
7. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting to gain unauthorized access to any part of the Service or its underlying systems; reverse-engineering, decompiling, or extracting the source code of any software component; using automated means to scrape or extract data beyond what is permitted; reselling or redistributing outputs of the Service without authorization; or using the Service for any unlawful purpose. Japenbay AI reserves the right to suspend or terminate access for any user found in violation of this section.
8. Intellectual Property
All content, software, models, designs, trademarks, and other materials associated with the Service are the property of Japenbay AI or its licensors and are protected by applicable intellectual property laws. Your use of the Service does not grant you any ownership rights in the Service or its underlying technology. You may not copy, modify, distribute, or create derivative works based on the Service without prior written consent.
9. Data and Backtested Performance
Any performance data, charts, or backtesting results presented through the Service are based on simulated or historical scenarios and are provided for illustrative purposes only. Backtested performance does not represent actual trading results and may not account for factors such as liquidity, slippage, or transaction costs. Past performance, whether actual or simulated, is not indicative of future results.
10. Third-Party Services and Links
The Service may include links to or integrations with third-party websites, data providers, or tools that are not owned or controlled by Japenbay AI. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party services. Your use of any third-party service is subject to that party's own terms and policies.
11. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Japenbay AI does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analytical outputs will be accurate or reliable for any particular purpose.
12. Limitation of Liability
To the fullest extent permitted by applicable law, Japenbay AI, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, trading losses, data loss, or business interruption, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages. This limitation applies regardless of the legal theory on which a claim is based.
13. Indemnification
You agree to indemnify and hold harmless Japenbay AI and its affiliates, officers, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
14. Termination
Japenbay AI reserves the right to suspend or terminate your access to the Service at its discretion, with or without notice, including for suspected violations of these Terms. You may also terminate your account at any time by following the instructions provided within the Service or by contacting us. Provisions of these Terms that by their nature should survive termination will continue to apply.
15. Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices, services, or legal obligations. Material changes will be communicated through the Service or by other reasonable means. Your continued use of the Service after such changes take effect constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
16. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Japenbay AI operates, without regard to conflict of law principles. Any disputes arising under these Terms should be resolved through the mechanisms specified in a finalized, jurisdiction-specific version of this agreement. This section is a placeholder and should be completed with appropriate legal guidance.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
18. Contact
Questions about these Terms should be directed to Japenbay AI through the contact channels provided on our website. This document is a general draft template and should be reviewed by a qualified legal professional before being relied upon as a binding agreement.